hey there, sorry about the delayed response, haven't had any free time lately. The situation did get resolved, it was basically just a mishap at my bank. It appears the Echeck did not go through, and the fact that the status said "cleared" about the Echeck was an error of some sort. Ah well, Pokerstars ended up having excellent customer service, and when I told them what happened, they even cleared my negative balance and gave me $10.00 of my near $50 back. So even though it was truly me who was at fault, PS at least listened to my story and gave me a good deal of consolation.